Sage Employee BenefitsEmployee Terms and ConditionsIn these terms and conditions –• ‘Benefits’ means the products and/or services provided to you or which you can access from the Site (these may change from time to time),• 'the Company' 'We' 'Us' 'Our ' 'Ourselves' and Personal Group refer to Personal Assurance Services Limited and the Personal Group of Companies,• ‘Insurances’ means the policies provided as part of the Programme to the extent you are covered by these,• ‘the Programme’ means the totality of Benefits We provide (together with any associated Personal Group company) to You under Our agreements with Your employer.• 'the Site' means the website www.sageemployeebenefits.com,• 'You' and 'Your' mean any person given access to this Site.
Please note that the Programme is provided under contracts Personal Group has with with your employer. You are entitled to use the Site and benefit from the Programme under these contracts but do not have rights under those contracts and are not entitled to object to any changes in the contract terms.
These terms and conditions apply to the use of the Site and the Programme.It is important that you read the sections of the terms that apply to you and any Benefits available under your Programme. Please note that using the Site –• does not affect your statutory rights;• some parts of the Site (and transactions) have additional terms and conditions;• some transactions will take place on other sites where different terms will apply.
Section 1 - Terms of Use for the SiteChanges to the termsAll of the terms and conditions set out for this Site are subject to change, and if there is any change You will be notified by an announcement. The announcement will be displayed on the Site the next time you login after the change is made notifying you to review the terms and conditions. The change may be in any section of the terms and conditions and will apply from the date We made the change for future transactions.AcceptanceBy browsing this Site you are accepting that You are bound by the current terms and conditions and You should check these each time You revisit the Site. If You do not wish to accept the terms and conditions or any changes to the terms and conditions You should not continue to use the Site.This Site is provided for employees of clients of Sage to access employee benefit offers. By accessing the Site You agree that You are entitled to do so as part of Your employers benefits scheme. You agree that You will comply with all of the Terms of Use and shall only access the Site where You remain authorised to do so by Your employer (or Your partners employer) as part of their agreement with Us.You agree that We may process Your Personal Information in accordance with the terms of our Privacy Policy.ContentWhilst We believe the content of the Site to be accurate We provide no warranties for this and do not accept responsibility for the accuracy or otherwise of any information. Please note in particular that 3rd party information may be inaccurate, incomplete or out of date. We are not liable in any way for any 3rd party content.The information provided on this Site is not warranted by Personal Group and is not designed to provide any form of advice. It is provided for information purposes only and nothing on the pages of this Site shall constitute the provision of financial, investment or other professional advice in any way.AccessUninterrupted and error free access to the Site is not guaranteed. Nor is the Site guaranteed as virus or bug free and availability may be suspended from time to time for maintenance. It is Your responsibility to ensure that You have the appropriate hardware, software or protection (including virus protection) to enable You to use this Site and download information from it safely and securely.The Site provides access to links to other sites. These links are provided for Your convenience and/or to access services, but You should be aware that We are not responsible for the content and practices of other sites. You are strongly advised to check any terms and conditions that may be imposed or apply on other sites.The Site contains advertising and access to services from providers of the employee benefits. Those providers are responsible for their material included on the Site and for their respective products and services.Access to some of the services and offers on the Site will change and are subject to additional terms and conditions. We are not responsible for the availability of any offer or service other than on the terms a service is provided by the Personal Group.LinksThe links to other websites are provided for Your convenience, but You should be aware that We are not responsible for the content and practices of other websites. You are encouraged to check any terms and conditions that may be imposed.Intellectual Property RightsAll intellectual property rights in the Site, such as images, graphics, text, logos, databases, trademarks and names and the technology in the Site are reserved to the Personal Group or to the relevant owner. No rights are conferred on You or any other person by virtue of these terms and conditions.You may print a copy of the contents of the pages of this Site that relate to Personal Group for non-commercial use, provided that You keep intact all or any copyright and proprietary notices. Otherwise You may not modify, publish, reproduce, store, utilize or commercially exploit any part of the Site. In particular You are not authorised to use any logo or trademark of any partner of the Personal Group whose services or goods are available via the Site.Ownership of MaterialsUnless otherwise stated Personal Group Holdings plc is the owner or licensee of the copyright and any other rights in this Site, its pages, the screens displaying the pages and all information and material contained herein.You may not reproduce, republish, transmit or distribute this Site in whole or in part without the prior consent of Personal group Holdings plc.Password UsageYou will be allocated a login and password to use the Site. You agree to access the Site only using Your own login and password. You agree to keep these confidential to prevent unauthorised access to the Site and Your own account. You will inform Us immediately if You know or suspect that Your login or password is no longer secure. Failure to comply may result in access being revoked, suspended or a new password being issued. You are responsible for the Use of Your login and password. If Your misuse or negligent use of Your login and/or password causes Us (or any other person) any loss You agree to reimburse those losses.We have the right to disable any such code or password, whether chosen by You or allocated by Us, at any time, if in Our opinion You have failed to comply with any of the provisions of these terms.GeneralIf You cease to be employed by Your employer then You will no longer be entitled to use this Site or any Benefits.If any of these terms is found to be unlawful or unenforceable it shall be deleted and the remaining terms unaffected.Any failure to exercise or delay in exercising a right or remedy by Us shall not prevent Us from taking further action on any subsequent occasion.We make no promise that materials on the Site are appropriate or available for use outside the United Kingdom and accessing this Site from territories where its contents are illegal or unlawful is prohibited. If You choose to use this Site from locations outside the United Kingdom, You do so on Your own initiative and are responsible for compliance with local laws.You agree to use the Site on the basis it was designed for use by individual consumers. In particular (without being limited) You agree not to attempt to disassemble, decompile, reverse-engineer, create derivative works or attempt to fraudulently access any part of or service available on the Site.You agree not use the Site in any unlawful manner, for any unlawful purpose, or in any manner inconsistent with these terms, or act fraudulently or maliciously, for example, by hacking into or inserting malicious code, including viruses, or harmful data, into the Site, any service or any operating system.We shall not be responsible for any breach of any term caused by circumstances beyond Our reasonable control.Use of Your personal information is set out in our Privacy Policy. As part of these terms of use You agree to the terms in Our Privacy Policy.We advise You never to enter your account number or password into an email or after following a link from an email.
Any registered bank cards You use for services provided on this Site must be registered at Your address which must be the address Your employer has recorded for You.
Nothing in these terms of use shall operate to confer any right or benefit on You under Our contracts with Your employer and in particular the Contract (Rights of Third Parties) Act 1999 does not apply to those contracts. If We are in breach of these terms of use, We will only be responsible for any actual losses that You suffer as a result to the extent that they are a foreseeable consequence to both of us at the time You use the Site and are not excluded under the terms of use. Our liability shall not in any event include business losses such as lost data, lost profits or business interruption and consequential loss.We do not exclude any liability for death, personal injury or fraud. Any other losses are excluded to the fullest extent permitted by law.These terms shall be governed by and construed in accordance with laws of England and Wales.LiabilityIf We are in breach of these terms, we will only be responsible for any actual losses that You suffer as a result to the extent that they are a foreseeable consequence to both of us and are not excluded. Our liability shall not in any event include losses such as lost data, lost profits or business interruption and consequential loss.We do not exclude any liability for death, personal injury or fraud. Any other losses are excluded to the fullest extent permitted by law.Personal Group can take no liability for any lost, stolen or damaged E–Vouchers once responsibility of ownership has passed to You. The responsibility passes to You at time of delivery.Personal Group are not directly linked to any retailers whose products are listed in Our range. In the event that any one such product or company is placed in either administration or receivership there is no obligation on Us to replace or exchange any previously issued, unspent E-Vouchers.
Section 2 – Benefits
E- Vouchers and Discount Vouchers Terms & Conditions
We provide access to E-Vouchers and Discount Vouchers (‘Vouchers’) which can be used to purchase goods and services from retailers which are intended to provide You with access to discounts. We do not provide any advice on the levels of discount offered and particularly whether other discounts are available elsewhere. The Vouchers are provided by the supplier of the goods and/or services which may be purchased with them. Personal Assurance Services Limited and Personal Group act as the agent for the supplier and the sale of Vouchers is subject to the terms and conditions of the supplier which shall take precedence over all other terms and conditions. These terms and conditions apply to Your dealings with Us and You must read the additional terms provided by the supplier of the Voucher to ensure You understand any limits on the terms of the use of the Voucher. You agree that We are not responsible for the terms provided by the supplier which You agree to.Purchasing a VoucherThe Site will display Vouchers. The available Vouchers are subject to change and restrictions provided by the suppliers. We are not bound to provide any Voucher displayed, although We will endeavor to do so. You will not be charged for a Voucher We do not provide. You will select the product You wish to purchase from the available Vouchers on the Site. In order to purchase the Voucher You will confirm the amounts You wish to spend and provide the details of Your chosen payment method. It is Your responsibility to ensure that the amount You wish to spend is correct as refunds are only available once a transaction is complete if the supplier will allow this. If You have provided details of Your preferred payment card already You will not need to provide it again. Details of the cards You may use and how We store Your details are set out below.When You have completed the transaction details You will confirm Your purchase on the Site. At that point We will confirm Your purchase if the Voucher requested is available and (via our fulfillment service) arrange for You to be provided with the details of how to access Your chosen Voucher.Personal Group only offer Vouchers to a closed group, therefore You will be unable to send Vouchers to additional email addresses, other than the one that You registered on the site.Once purchased, Vouchers cannot be used for resale.E-VouchersE- Vouchers supplied via Personal Assurance Services Limited and Personal Group cannot be exchanged for cash. The terms for redeeming each Voucher are specified by the supplier and may vary between suppliers. When issuing change via Vouchers, if You do not spend the full amount, the balance simply stays on Your Voucher to use another time.Vouchers which are defaced, altered or cancelled will not be accepted in shops.We reserve the right to change the range of Vouchers We offer at any time, without prior notification. We take no responsibility for any changes to the Terms and Conditions relating to each individual Voucher; these are controlled by the supplier of the Voucher.Online and in store transactions with Vouchers will be dependent on individual retailers, along with maximum and minimum load and spend values. We are not responsible for these matters.You will refer to the individual E- Voucher terms and conditions, and refer to the Voucher email for any retailer specific terms and conditions and expiry dates. You agree to read these terms prior to Your purchase of an E-Voucher.Debit/Credit CardsAll E-Vouchers must be purchased using the UK credit or debit cards pre-registered on the Site. A list of accepted cards are below:Visa Debit; Visa Credit; Visa Electron; Mastercard Debit; Mastercard Credit; Maestro;Some card types may not be accepted and this will be confirmed at point of registration.When You register a card on the Site it will be recorded to use with the purchase of E-Vouchers.Card services are provided by carefully selected third parties to ensure the high level of security We require. As part of Our Privacy Policy You agree to this processing on Our behalf. Customer ServiceAt point of order, You will be shown the email address used for delivery, as confirmation. This will be Your email address given at registration, which You have the option to edit in ‘My Account’. If there has been an email failure or an issue with payment details, You will be notified. If the E-Voucher has not arrived, please allow 2 hours, then contact Our Customer Support Team either by phone on 0844 8263509 or by sending a support ticket email. Office hours are Monday – Friday 8.30am – 5.30pm. If a support ticket is sent outside of office hours it will be processed the next working day.Refund / Returns PolicyUnder no circumstances shall the Personal Group allow or accept the return of Vouchers provided to You. You agree that the provision of the redemption details for the Voucher is delivery of the goods requested and at that point no cancellation rights shall be maintained.The terms of purchase from the provider of the Voucher may allow a refund and the providers terms and conditions will confirm this.The agreement under which We arrange for the supply of an E-Voucher to You is personal to You and confers no rights on any other party (except for the provider of the E-Voucher). A person who is not a party to this agreement (other than the provider of the E-Voucher) shall not have any rights under the Contracts (Rights of Third Parties) Act 1999.
Holiday/Cinema/Gym DiscountsThis Benefit provides You with access to a discounted service from the service provider. We are not responsible for the provision of the service as this is provided by an agreement directly between You and the provider of the service. The provider of the service is responsible for any payments You make and You should ensure You understand the terms and conditions under which You are making any purchase.The availability of discounts may change from time to time and We cannot be responsible in the event that any discount is no longer available.
Love2Shop CardsLove2Shop cards provided by Us allow access to the scheme operated by Park Retail Limited,(Company Registration No. 402152) whose registered office is at Valley Road, Birkenhead, Wirral CH41 7ED (‘Park’). The use of the Love2Shop Cards and the monies which You can place on them are subject to certain limits.The terms and conditions of use of the cards are as follows (these are the terms of use from Park) –TERMS & CONDITIONS
These Terms and Conditions apply to your Card and its use by you. By using your Card you are deemed to accept these Terms and Conditions which shall form a legally binding contract. You must read them carefully.
Your Card is an E-money product. The Card must be activated before it can be used.
The Financial Services Compensation Scheme does not apply to the Card. For your protection, all funds held from time to time on Cards are held by PCS in trust and safeguarded in accordance with the Electronic Money Regulations 2011.
1. Definitions1.1 In these Terms and Conditions, unless the context otherwise requires the following words and expressions shall have the following meanings:-1.1.1 ‘Card’ means the pre-paid plastic or board card issued by PCS which is to be used in accordance with these Terms and Conditions;1.1.2 ‘Customer Care’ means the contact centre operated for and on behalf of PCS for dealing with all your enquiries; details of such centre are contained in condition 14;1.1.3 ‘E-money’ means electronic money as defined in the FCA’s Handbook of rules and guidance;1.1.4 'FCA' means the Financial Conduct Authority or any successor body;1.1.5 ‘Goods’ means goods and/or services which are available from a Retailer and can be paid for using Cards;1.1.6 ‘PCMS’ means Park Card Marketing Services Limited (Company Registration No. 5325492) whose registered office is at Valley Road, Birkenhead, Merseyside CH41 7ED;1.1.7 ‘PCS/‘We’/‘Us’/’Our’ means Park Card Services Limited (Company Registration No. 3280082), the E-money issuer, whose registered office is at Valley Road, Birkenhead, Merseyside CH41 7ED;1.1.8 ‘Purchaser’ means the Personal Assurance Services Limited;1.1.9 ‘Retailer’ means those businesses who have from time to time agreed with PCMS to accept the Card in payment for Goods;1.1.10 ‘SMS’ means the short message service allowing the interchange of short text messages between mobile telephones (texts);1.1.11 ‘You’/’Your’ means the person to whom the Card has been sold by the Purchaser.2. The Card2.1 The Card is issued to the Purchaser but the Card itself will not be personalised. We may and will assume unless and until we are notified to the contrary, that the person who uses the Card at any time is the rightful user of the Card.2.2 The Card:-2.2.1 is not a cheque guarantee or cheque card;2.2.2 cannot be exchanged by the Retailer for cash and no change can be given by the Retailer;2.2.3 cannot be used to purchase Goods by mail order or on-line;2.2.4 can only be used in the United Kingdom and The Channel Islands.2.3 Funds held on the Card are in GB £s.2.4 You will not earn any interest on any funds loaded onto the Card nor receive any other benefit related to the length of time you hold the Card.2.5 We will make a statement in respect of your Card available to you at www.love2shop.co.uk/services. Details of the balance on your Card can be obtained in accordance with condition 5.2.6 The Card purchaser must be over the age of 18.
3. Use of your Card3.1 Cards will arrive activated.3.2 You must:-3.2.1 treat the Card as if it were cash;3.2.2 take all reasonable precautions to ensure that the Card is not lost, stolen, damaged or destroyed and any PIN number supplied in respect of the Card is not used without your permission;3.2.3 keep your transaction receipts safe and when appropriate dispose of them carefully;3.2.4 let Us know as soon as possible if your Card is lost, stolen, damaged or destroyed.3.2.5 Keep an independent record of your Card number.3.3 The Card can only be used at Retailers to pay for Goods.3.4 Retailers may vary from time to time but a current list can be obtained on-line at www.love2shop.co.uk/services or by telephoning Customer Care.3.5 We will debit the amount of all Card purchases from Retailers from the balance on your Card immediately the purchase is completed.3.6 If we need to investigate a transaction on the Card then You must co-operate with Us, the police or any other authorised body if this is reasonably required.3.7 The maximum amount You can spend using the Card is the amount of the balance on the Card at the relevant time. If You attempt to spend more than such balance the transaction will be declined. 3.8 If the amount of a proposed Card purchase is greater than the available balance, You can pay the difference in cash or by any other payment method acceptable to the Retailer. You must inform the cashier that your purchase is greater than the balance on the Card and ask for the alternative payment method to be processed first. This will ensure the Retailer is not attempting to ask for more than the available balance on the Card and will therefore prevent a declined transaction.3.9 The Card must not be sold by You, or by any other holder of the Card from time to time, but it may be gifted by You to any person to use at Retailers to pay for Goods. If you gift a Card to another person You will be responsible for all use of the Card and You must ensure that such person understands and complies with the obligations contained in these Terms and Conditions, particularly those relating to the security and use of the Card.4. Lost, Stolen, Damaged or Destroyed Cards4.1 If your Card is lost, stolen, damaged or destroyed You must notify us immediately by telephoning Customer Care and quoting the Card number.4.2 Upon receipt of the Card number We will immediately cancel the Card.4.3 Until We receive your notification in accordance with condition 4.1 all purchases made using the Card will be debited to the Card.4.4 After such security checks as We may require, We will, unless We believe that fraud may be involved, and subject to condition 4.5, arrange for a replacement card to the value of the balance on the Card at the time it is reported lost, stolen, damaged or destroyed to be issued to You.4.5 Valid claims will be completed within 10 working days and may be subject to an administration fee of £8.90.5. Additional ServicesThe following services will also be available to you for (where appropriate) valid numbers in the United Kingdom:-5.1 text balance alerts at a fee of 5p per SMS; this service will provide You with an SMS text each time your Card is used and the text message will give You the latest Card balance;5.2 text threshold alerts at a fee of 5p per SMS; this service will provide You with an SMS text once the balance remaining on the Card reaches a value which You can set;5.3 the cost of each of the above services will be charged to your card5.4 balance details via our 24/7 automated telephone service on 0344 7709015 quoting your Card number. 6. ChargesAll charges by Us referred to in these Terms and Conditions will be6.1 automatically deducted from the balance on your Card;6.2 we will charge you £10 for the cost of issuing the Card. This charge will be applied to the available balance of your Card on the final day your card can be used. If there are no funds on your card at this time, you will not pay this charge.
If you received a discount on the amount loaded onto your Card we will deduct the same percentage as the discount you received from the balance of the Card, this will occur at the same time the £10 Card issue fee is being applied.
6.3 subject to variation as and when We require, subject to Us giving not less than 28 days prior notice of any such variation before making any deduction from your Card.7. Cancellation and expiry of your Card7.1 You have the right without giving any reason to cancel your Card for a period of 14 days from the date on which You receive your Card.7.2 You can exercise this right by contacting Customer Care.7.3 When We receive your cancellation request:-7.3.1 We will immediately cancel the Card so that it cannot be used; and7.3.2 within 14 days of such cancellation refund the balance on the Card less any discount given or transactions made using the Card prior to cancellation. If the Card has not been used at all, refunds will not incur a cancellation charge, however, if the Card has been used an administration fee of £8.90 will be deducted from the refund.7.4 Your Card will expire at midnight on the date clearly printed on the Card following which it will no longer be valid and neither You nor any other person will be able to use the Card. The right to use electronic money stored on the Card ceases at expiry.8. Redemption8.1 Subject to Clauses 7 and 8.3, you are entitled, at any time prior to the expiry of the Card, to redeem any unexpired and unused balance on the Card provided that the remaining balance exceeds £8.90.8.2 You can request a redemption by telephoning Customer Care.8.3 Subject to such security checks as we may reasonably require, we will refund the balance (less any fee due) by cheque within 5 business days of the day on which the card holder gave instructions in accordance with 8.2.8.4 We charge a redemption fee of £8.90 for every redemption prior to the expiry date.8.5 We will not charge a redemption fee if you request a redemption during the first 12 months after the expiry date on your Card. We will redeem the total amount stored on the Card.8.6 We will charge a maintenance fee of £11.00 per annum and/or a redemption fee of £8.90 following the first 12 months after the expiry date on your Card. Your right to redeem terminates 6 years after the expiry of your Card.8.7 Prior to any redemption in accordance with this condition 8 we may, in order to comply with money laundering requirements, require additional information in respect of Your identity.Notwithstanding anything in this clause 8, as you have purchased the Card via a third party and received a discount on the amount loaded onto the Card, we will deduct 8% from any amount you redeem on the Card before the £8.90 redemption fee is charged. 9. Disputes with Retailers9.1 For the avoidance of doubt, We will not be liable for any Goods paid for with the Card. Any queries or complaints concerning such Goods must be addressed to the relevant Retailer.9.2 Once You have used your Card to make a purchase We cannot stop such purchase and the amount of that purchase will be debited to the Card immediately the purchase is completed.9.3 Each Retailer will have its own return policy and will handle your returns in accordance with that policy. If a Retailer becomes liable to make a refund to You, the Retailer cannot credit the amount of such a refund to the Card; refunds are between You and the Retailer.9.4 If at any time you believe that a purchase has been incorrectly debited to your Card You must let Us know as soon as possible but in any case within 28 days of the disputed transaction by either telephoning Customer Care or by e-mail via the ‘contact us’ section of our website www.love2shop.co.uk/services. We will make all reasonable endeavours to resolve your query as soon as possible. If your query is in Our reasonable opinion, unfounded then we reserve the right to charge an administration fee of £10.00.10. Regulation and Protection10.1 PCS is authorised and regulated by the FCA (registration number 900016) to carry on the regulated activity of issuing E-money.10.2 Although the E-money product is regulated by the FCA, it is not covered by the Financial Services Compensation Scheme. This means that in the event that PCS becomes insolvent, any E-money on your card may become valueless and unusable and may be lost. No other compensation scheme exists to cover losses claimed in connection with Cards.11. Complaints11.1 If You have a complaint concerning your Card or our service then please contact Us by calling Customer Care or on-line at www.love2shop.co.uk/services.11.2 All complaints will be dealt with as quickly and as fairly as possible in accordance with our complaints procedure, details of which can be obtained by telephoning Customer Care.11.3 If We fail to resolve your complaint You can always refer it to:-Financial Ombudsman ServiceExchange Tower, London E14 9SRTelephone 0800 023 4 56712. Our Liability12.1 We cannot guarantee that a Retailer will accept your Card. The reasons for any non-acceptance or non-authorisation could be beyond our reasonable control, for example a system failure or a concern by the Retailer that your Card is being mis-used.12.2 We shall not be liable to You for any loss or damage You may suffer in the event that a Retailer refuses to accept your Card. 13. Data ProtectionPCS is committed to maintaining all data which it collects in accordance with the requirements of the Data Protection Act 1998 and will take reasonable steps to ensure that all information concerning You or your Card is kept secure against unauthorised access, loss, disclosure or destruction.14. Customer Care You can contact Customer Care as follows:-14.1 for a general enquiry on 0344 3750739 between the hours of 9am and 5pm Monday to Friday; or14.2 for a lost or stolen Card or balance details on 0344 7709015 available 24 hours a day, 7 days a week.The geographical address at which we may be contacted is our registered office address as set out above.15. Rights of Third PartiesThese Terms and Conditions do not create any right enforceable by an person who is not a party to them, except that:-15.1 these Terms and Conditions may be enforced by Us;15.2 a person who is the permitted successor or assignee of the rights of a party referred to in these Terms and Conditions is deemed to be a party to these Terms and Conditions and the rights and obligations of such successor or assignee shall, subject to and upon any succession or assignment permitted by these Terms and Conditions, be regulated by these Terms and Conditions.16. Governing Law and JurisdictionThese Terms and Conditions shall be governed in accordance with English Law and the parties hereby submit to the exclusive jurisdiction of the courts of England and Wales. All communications with you will be in English.Salary Sacrifice Cycle SchemeThis scheme is provided by Evans Cycles. Where it is a Benefit it will appear on the Site as a Benefit You can select. The scheme is provided by Evans Cycles under an agreement with Your employer. This benefit is subject to the separate terms and conditions which You will need to agree to if You select the benefit.Salary Sacrifice Childcare Voucher SchemeThis scheme is provided by Edenred. Where it is a Benefit it will appear on the Site as a Benefit You can select. The scheme is provided by Edenred under an agreement with Your employer. This benefit is subject to the separate terms and conditions which You will need to agree to if You select the benefit.Salary Sacrifice Mobile Phone SchemeThis scheme is provided by one of the Personal Group companies. Where it is a Benefit it will appear on the Site as a Benefit You can select. The scheme is provided under an agreement with Your employer. This benefit is subject to the separate terms and conditions which You will need to agree to if You select the benefit.Employee Assistance ProgrammeThis Benefit is provided where the Site confirms You have access to it. The details of the Benefit is set out on the Site and is subject to change from time to time. The Benefit is provided by Health Assured and in order to access it You will need to agree to Your information being provided to Health Assured who will be responsible for it as Data Controller.Insurance SchemesAny insurance Benefits are provided subject to the terms and conditions of the insurance policy Your employer has taken out.
© 2015. This website www.sageemployeebenefits.com is operated by Personal Assurance Services Limited a part of the Personal Group, a trading style of Personal Group Holdings plc, 899 Silbury Boulevard, Milton Keynes MK9 3XL, Company registration number 4232995, registered in England, VAT number 694558479.